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Finance Loan Ideas & Home Loan Rates Calculators

Understanding Home Loans

The Home Loan market has become very confusing lately with the explosion of new lenders and home loan brokers. There is a huge range of loan options available and finding out which one is the best for you and your situation requires much consideration and planning.

Some questions to consider include:

  • Are you a first home buyer?
  • Have you owned property before?
  • Are you employed?
  • Are you single? Married? Family?
  • Do you have a deposit?
  • Are you self-employed?

All these questions can affect your loan options. Below are links to National Australia Bank’s (NAB) online calculators and rates page so you can start doing your research. The Home Loan Calculator used on this site is indicative only.

Hurst Homes Loan Rates and Finance Loan Ideas - Architectural Design Homes in Wagga

This means that the figures presented are only an idea of what you can borrow. Sometimes you may be able to borrow more than what the calculator tells you. We recommend seeing your bank or financial institution to get the best finance loan idea of how much you can borrow.


The steps involved with getting a home loan vary greatly depending upon your current situation. Hurst Homes’ best advice is to start looking around at various options to see which one fits you the best. We believe that taking your loan over the longest term possible will help you get what you want.


Contact your current bank or financial institution and see what they can offer you, then try some others – we have found the NAB to provide very competitive home loans that can be tailored to match your lifestyle. As a part of their, service NAB offer a mobile mortgage manager who can help you work out exactly how much you can borrow.


*We are not financiers nor can we recommend them. This information is provided as a guide only.

Calculating Your Home Loan

Here are links to both the NAB’s official rates as well as direct links to their home loan calculators, which are good indicators of how much you may be able to borrow…

Step 1: Home Loan Rates

Step 2: Home Loan Calculator

Step 3: Contact Mobile Mortgage Manager

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